The average U.S. household contains between $10,000 and $200,000 in furnishings, decor, electronics, clothing, jewelry, collectibles, and other valuables.  What happens when this property is destroyed or stolen?  If you don't have documentation or ownership certificates, then you have to produce proof of ownership and petition your insurance company for full replacement value.

In the past, Property/Business owners have photographed and maintained records of their own valuables in safe-deposit boxes, fireproof safes, or offsite locations.  Unfortunately, these records are often out-of-date or are forgotten, lost, or destroyed during, fires, floods, or other natural disasters.